Occasional musings from a Left-coast Canadian ExPat in Oxford.
Edit: Hi greaterfool.ca visitors! I’ve added a few more points of interest at the bottom of this post if you want a few more details about our condo and the sale. The sale of our condo closed yesterday afternoon (late evening for us), and while we slept, we amassed a delightfully large bank balance. That’s … Continue reading Homeowners no more. Thank goodness!
I haven’t written much about our finances lately, mostly because they are now incredibly boring. We haven’t had any recent milestones or breakthroughs. We haven’t figured out a way to drastically slash our tax bill any further or pay off our mortgage sooner than expected. But between a conversation a couple weeks ago on twitter … Continue reading Mistakes? I think maybe ur doin’ it rong.
Ever since Neil and I paid-off our consumer debt, and have since funded an emergency account in case anything happens to either of us or our jobs, we’ve been working on how to make our money do the most for us. I work hard, it should too! An interesting perspective we got from our investment … Continue reading When I’m sixty-four
… I do not think it means what you think it means! I’m talking about Sustainability. The latest in a long series of buzzwords that’s been appropriated to make people feel better about their choices – not the first, and certainly not the last. But definitely the one I find most annoying right now. sus·tain·a·ble … Continue reading You Keep Using that Word
I’ve outlined our months of budgeting to get rid of consumer debt, the tools we used to manage it all and some of the tricks we learned along the way. The last installment in the official budget series is the all-important “what now?” While it’s nice not to have the big worries of our outstanding … Continue reading Budget Time – So what’s next?
Of course the fundamentals of any balanced budget is that you can’t spend more than you make. It’s a no-brainer. It’s also not always easy (possible, yes, easy, no) to make sure that actually happens on a month-to-month basis. With a large amount of credit available and/or minimum payments you could also make for “just … Continue reading Spend Less, Make More
Now that we’re debt-free, I wanted to share some of the tools we used on the way there. Actually, there was just one tool: Google Spreadsheets. In it, we built our budget, and kept track of everything we realized needed keeping track of. The visibility into exactly how much money we expected to be coming … Continue reading X-Ray Glasses